Virginia Uninsured Motorist Attorney
Drivers in Virginia are not necessarily required to carry car insurance; they are, however, required to be able to pay for any damages caused to another vehicle or driver. In order to do so, the state requires that Virginia drivers either a) purchase car insurance, or b) pay the DMV to drive uninsured. Additionally, drivers in Virginia are required to carry uninsured motorist coverage in the event that they are hit and/or injured by an uninsured driver, if they are involved in a hit-and-run car accident, or if they are hit and/or injured by a driver that does not have enough insurance coverage to pay for the resulting damages.
At Simms Showers, LLP, we assist both uninsured motorists and drivers hit by uninsured motorists in the event of a car accident. If you need the assistance of a Virginia uninsured motorist attorney, contact our Leesburg car accident firm to speak with one of our legal representatives about your options.
Virginia’s Uninsured Motorist Policy
If you choose to remain uninsured in Virginia, you must pay the Department of Motor Vehicles a $500 uninsured motor vehicle fee in addition to your registration dues. This fee allows you to drive uninsured for one year; however, if you are involved in a car collision in that one year, you are still required to pay for any and all damages that resulted. If the accident was your fault, you will also be required to pay for damages and injuries sustained by the other party as well.
If you are guilty of several traffic violations and traffic crimes, you may be required to not only purchase car insurance, but also file additional paperwork to prove that you are in compliance with Virginia’s financial responsibility laws. In order to prove that you meet the necessary requirements, you will be required to file either an SR-22 or FR-44.
Reasons for which you may be required to purchase car insurance and file an SR-22 include:
- You were convicted of voluntary or involuntary manslaughter as the result of a car accident;
- You falsified your driver’s license, car registration, or car insurance information;
- You were convicted of a felony as a result of violating a traffic law;
- You were involved in a hit-and-run; or
- You were driving without insurance but failed to pay the uninsured motor vehicle fee.
If you were convicted of a DUI, you may also be required to purchase car insurance and to file an FR-44 certificate.
Consult a Leesburg, Virginia Uninsured Motorist Attorney
At Simms Showers, LLP, we strongly encourage Virginia residents to purchase car insurance – not only for the protection of themselves, but also for the protection of other drivers on the road. However, sometimes car insurance is out of the question for some people. If you are an uninsured driver, and if you were involved in a car accident, it may be in your best interests to consult with one of our Leesburg uninsured motorist attorneys to discuss your options. Additionally, if you were hit by an uninsured motorist, our Leesburg uninsured motorist accident attorneys can help you recover the damages you seek, despite the other motorist’s uninsured status. To schedule a consultation today, contact Simms Showers, LLP at 703-457-1793 today.