Leesburg Uninsured Motorist Accident Attorneys
While it is not necessarily required for drivers to carry car insurance in Virginia, it is common courtesy to do so. Car accidents are difficult enough to deal with, without the added stress of trying to figure out how you are going to pay for damages, foot the medical bills, and make up for any lost wages that result from both short and long-term injuries. Unfortunately, many drivers choose to not pay for insurance in Virginia, and instead drive without any coverage.
Uninsured motorists are just as susceptible to car accidents as insured motorists though, and when an uninsured driver causes a car accident in Virginia, they often do not have the means to compensate the victim completely for their losses. If you were involved in car accident in Virginia, and an uninsured driver was at fault, the Leesburg uninsured accident attorneys at Simms Showers, LLP want to help you recover compensation for as much of the damages and losses as possible. We will evaluate the circumstances surrounding your accident, look into the other driver’s ability to pay, and explore every other avenue to determine the best course of action for recuperating damages.
Filing a Claim with Your Own Insurance Company
Unfortunately, sometimes the best and only course of action when dealing with an accident caused by an uninsured driver in Virginia is to file an insurance claim with your own car insurance company. Fortunately, insured drivers in Virginia are also required to carry uninsured motorist coverage, which serves to cover the damages caused by both uninsured and underinsured drivers. Because the uninsured motorist coverage plan is required to match the liability coverage portion of your car insurance, you are guaranteed
- At least $25,000 for injuries per person;
- At least $50,000 for total injuries per accident; and
- At least $20,000 for property damages.
Dealing with insurance companies is never easy though, and you can expect to run into the same issues with your own insurance company as you would with another driver’s. Those issues may include:
- The insurance company trying to significantly reduce your settlement;
- Denial of insurance coverage entirely; and
- Intimidation and encouragement by the insurance company’s lawyers in order to get you to try to drop your settlement.
Because of this, even if you are dealing with your own insurance company in an uninsured motorist accident, it is best to hire a Leesburg uninsured motorist attorney to help you stand your ground against your insurance company and negotiate a fair settlement.
What To Do When Your Insurance Company Will Not Pay
When your insurance company will not pay you, it would be in your best interest to hire an experienced Leesburg uninsured motorist attorney. Our legal professionals can help you navigate the lengthy claims process, deal with all of the complicated paperwork, and ensure that you are not intimidated into dropping your car accident claim.
If you were recently involved in a car accident in Leesburg, VA, and if the at-fault driver does not have any insurance or does not have enough insurance to cover your damages and losses, consult with a Leesburg uninsured motorist accident attorney. To schedule a consultation today, contact Simms Showers, LLP at 703-457-1793 today.